Thursday, September 3, 2020

verizon center :: essays research papers

Building offices like the Verizon Wireless field and other huge wearing and extraordinary occasion scenes can be exorbitant. The expense of the Verizon Wireless Arena cost generally $60 million dollars to make. Numerous components go into this concluded $60 million dollar office, for example, the expense per square foot, the expense per An and B space, and operational expenses. To make sense of how much cash goes into the field, it is imperative to monitor how much pay is produced and what types of showcasing and gathering pledges are done to advance and make benefit for the office. The Verizon Wireless field has 230,000 sq. feet, which makes the expense of the office, $260.87 per square foot. There is a tremendous measure of expenses related with the activity of the field, for instance: The furnishings, apparatuses, and gear buys everything from the lawn seats, tables, ball court, hand devices in the shop, office PCs, Zambonis and the scoreboard are only a portion of the things off a rundown that is seven pages in length in extremely little print. Other overhead expenses incorporate water, sewerage, power, telephone administration, web get to, gaseous petrol, satellite TV, staff pay rates, and advantage bundles. So as to upkeep all the hardware and innovation the office has every day operational expenses, these include: work and materials to fix harm, updating of current frameworks, keep up legislative center gear and perform safeguard support. What's more, every occasion inside itself has its own related costs, for example, work and material that are mentioned by the occasion that are utilized only for the occasion, for instance: propane gases for pyro embellishments, business gear the show needs that we lease locally (copiers, fax machines, and so forth.), work to change over the office from hockey to show mode, occasion housekeeping, occasion staff (security, ushers, directors, ticket takers, and so on.). So as to remain in business an office must make a lot of pay to prosper in its industry. There are numerous types of approaching benefits from numerous parts of the field. The most significant structure is Patron produced deals: tickets, premium seat bundles these bundles are VIP suites, party suites and club seating. Food and Beverage help to keep the clients fulfilled while being engaged by occasions and is a major cash producer. Product is sold at every occasion and the field even has its own store for Monarch hockey gear and the football field group the Wolves sell gifts also.

Tuesday, August 25, 2020

The American Dream Negative and Positive Aspects

The American Dream Negative and Positive Aspects Presentation The American dream is one of the most venerated goals of the country and it has become a piece of the American national personality. This national way of thinking states that the United States of America is a place where there is fresh chances to succeed and each individual has equivalent chance, paying little mind to their financial foundation, for thriving and achievement in the event that they utilize their abilities and buckle down. Unavoidably, the American Dream has affected ages of residents who look to get more extravagant and better lives as per the dream.Advertising We will compose a custom article test on The American Dream: Negative and Positive Aspects explicitly for you for just $16.05 $11/page Learn More However, the US has encountered noteworthy disparity and neediness even as more individuals seek after this fantasy. These issues have prompted inquiries with regards to whether the American Dream is a decent or a terrible thing for the visionary and the g eneral public. This paper will contend that the American Dream is awful in light of the fact that it overlooks the developing disparities, advances independence and empowers realism by the American individuals. The American Dream: A Bad Philosophy The American Dream makes a figment of correspondence while actually influence and riches impact the financial results of a person in the United States. The observation that the US offers equivalent open doors for was originally explained in the Declaration of Independence. In this report, Thomas Jefferson attested the perfect of equivalent rights and open doors for all by announcing, All men are made equivalent (376). This perfect is reverberated by Lincoln in the Gettysburg Address where he weights on the significance of freedom and balance in the development of the United States (1). All things considered, the American Dream suggests that every individual has equivalent open door in the US regardless of their experiences. All things cons idered, even a kid conceived and raised in neediness has a chance to accomplish extraordinary riches in the nation. In any case, this isn't the situation and a person’s financial roots significantly decide their future success. This announcement is strengthened by the way that the countries riches is gathered in the possession of a couple of well off people and the hole between the rich and the poor is ever augmenting in the nation. The Dream is in this manner an awful thing since it makes light of the truth that the US is where influence and riches impact a great deal. The American Dream empowers independence and an absence of worry for the less fortunate individuals from the general public. The goals advance the ethos of individual accomplishment through difficult work. Since the fantasy attests that everybody has equivalent chance and can flourish on the off chance that they buckle down, the countries washouts are accused for their issues. The advocates of this fantasy rec ommend that any individual can succeed in the event that they change themselves and utilize their ability in this place where there is fresh new chances. From the suspicion that everybody has equivalent chances to thrive, all people are relied upon to make progress in the event that they work hard.Advertising Looking for article on sociologies? How about we check whether we can support you! Get your first paper with 15% OFF Learn More Such a standpoint overlooks the absence of chances that people from poor foundations regularly face. Since neglecting to be fruitful is accused on the individual and not the framework set up, the legislature and other network individuals are not slanted to successfully cure the circumstance. Individuals are just worried about their prosperity in this manner making a general public that couldn't care less for its less blessed. The beliefs of the American Dream wrongly compare financial success with joy. The American Dream depends on the beliefs of makin g an increasingly effective life by trying sincerely and procuring more cash. It proposes that once one makes progress, monetary development, and social versatility, he/she will encounter joy and happiness. The fantasy urges realism above everything else and this might be destructive for the general public. The American Dream has become a bad dream as a general rule since empathy for individuals has everything except vanished as more individuals become engrossed with getting more cash. In Fitzgeralds Winter Dreams, the youthful certain and persevering Dexter Green is devoted to picking up riches and status, well in accordance with the American Dream. He is persuaded that accomplishing this will give him bliss and fulfillment. In any case, when Dexter accomplishes his objectives of riches and influence, he understands that his fantasies are deceptive and he will never get the joy he looks for through accomplishing riches and status (Fitzgerald 23). The American Dream has been utilize d as an avocation for flawed direct by people who are attempting to accomplish a few objectives or desire that are in accordance with the standards of the fantasy. The Dream is anything but an all around characterized idea and it has been extended and adjusted to fit a wide range of individuals and authentic conditions. The fantasy has suited workers, street pharmacists, just as eager young people longing to improve a life for themselves. The conspicuous Civil Rights Activist figure Martin Luther King utilized the American Dream to legitimize the common noncompliance that he was pushing (608). From these models, obviously the American Dream can be utilized to legitimize both respectable and flawed causes. Positive Aspects of the Dream On the positive side, the American Dream has been utilized as a device for progress and the advancement of solidarity. The possibility of the American Dream was exceptionally instrumental in the foundation of the United States as a nation autonomous fr om Britain. The American Dream was a fundamental topic in the Declaration of Independence that is connected to opportunity of the American individuals (Jefferson 377). The fantasy likewise filled in as an instrument to beat servitude in the eighteenth century.Advertising We will compose a custom exposition test on The American Dream: Negative and Positive Aspects explicitly for you for just $16.05 $11/page Learn More Because the fantasy expressed that uniformity and opportunity were requirements for all Americans, the abolitionists utilized the American Dream to support the liberation of the slaves. President Lincoln referenced the American Dream in his endeavor to bind together the warring residents and advise them that they all battled for the standards it spoke to. The American Dream has additionally filled in as motivation for individuals to battle for their privileges and advance equity in the general public. This is best exemplified by Martin Luther King who battled for the fa ntasy of fairness. Ruler accepted that all individuals in the US ought to have indistinguishable rights and openings from it is allowed in the Declaration of Independence (622). With such a profound conviction, he had the option to prepare individuals and in the long run accomplish the social equality for the African-American populace in the US. The American dream in this manner propelled individuals to battle for their privileges in the nation. The American Dream has advanced the free enterprise financial framework, which is the most great framework for monetary development and improvement. The fantasy advances the standards of Capitalism where every individual is compensated dependent on their endeavors. Individuals are hence urged to try sincerely and their endeavors are compensated through better compensation as well as professional success. The American Dream along these lines adds to the development of the country’s economy since when people seek after and accomplish th eir fantasies; the monetary results of the nation are improved. Conversation and Conclusion Despite being the most extravagant nation on the planet, there is noteworthy destitution and financial imbalance in the US. This circumstance can mostly be accused on the American Dream. The American Dream isn't one dream however a lot of beliefs that have been created after some time. While the fantasy comprises a wide scope of thoughts, they are completely founded on accomplishing succeeding, achievement, and carrying on with a decent life. This Dream isn't feasible since people will consistently need more than what they have and consequently end up in a condition of discontent. Also, the fantasy reduces social union since it supports independence and an overemphasis on material belongings. The industrialist framework advanced by the American Dream favors the minority capital benefactors to the detriment of the regular workers. Free enterprise additionally empowers abuse of others so as to make more money.Advertising Searching for exposition on sociologies? How about we check whether we can support you! Get your first paper with 15% OFF Find out More This paper set out to contend that the American Dream is terrible for the individual and the general public overall. To this end, it set out to feature the negative results of the fantasy. The American dream makes a misguided feeling of uniformity and advances independence. This paper has exhibited that the American Dream has wandered off and is today far off for most Americans. The United States is a place that is known for new chances at life and freedom, yet these open doors are not accessible similarly. Rather than advancing the widespread success and fairness, it accept to maintain, the American dream includes empowered huge imbalance inside this extraordinary country. References Fitzgerald, Scott. Winter Dreams. The Blair Reader: Exploring Issues and Ideas. Ed. Kirszner, Laurie and Mandell, Stephen. Vancouver, Prentice Hall, 2010. Print. Jefferson Thomas The affirmation of Independence. The Blair Reader: Exploring Issues and Ideas. Ed. Kirszner, Laurie and Mandell, Stephen. Van couver, Prentice Hall, 2010. 375-378. Print. Ruler, Luther. Letter from a Birmingham Jail. The Blair Reader: Exploring Issues and Ideas. Ed. Kirszner, Laurie and Mandell, Stephen. Vancouver, Prentice Hall, 2010. 608-622. Print. Lincoln, Abraham. The Gettysburg address. 19. Nov. 1863. Web. abrahamlincolnonline.org/lincoln/addresses/gettysburg.htm

Saturday, August 22, 2020

PharmaCare essay

The twenty-first century has seen pharmaceutical organizations develop in extraordinary size and quality. Because of the phenomenal development the bigger pharmaceutical organizations have picked up influence and force in the doctor prescribed medication industry, yet they need advancement to market and they look for approaches to enable the business to keep on expanding its benefits. The pharmaceutical business was once morally stable and was a significant player in the improvement of human wellbeing. In any case, additional time with the absence of development pharmaceutical organizations are turning into an unscrupulous market that misuses patients, specialists and any other individual it can to build its profitability.With eyes just on productivity this can make a danger for patients in light of the fact that there is insufficient trying of the medications preceding the medications hitting the American market. In this examination paper we will cover the numerous aspects of Pharma Care, Coleria, and Wellco and the medication AD23 symptoms, and its assembling in a ruined country with the low wages and dangerous working conditions. Which will all be secured all through this archive. Showcasing and Advertising The Food and Drug Administration loosened up the guidelines with respect to the need to publicize the reactions of physician endorsed tranquilizes in 1997. (FDA)The loosened up guideline takes into account direct-to-buyer promoting and this change the promoting techniques. There is presently an inundation of pharmaceutical promoting utilizing infomercials. Gary Humphreys educates us in his article, â€Å"Direct-to-Consumer Advertising Under Fire†, that pharmaceutical organizations â€Å"spent just shy of $5 billion a year ago alone† (576) on this kind of publicizing. The infomercials some way or another cause shoppers to accept that there is a requirement for them to have the medication and in this manner make an expansion in its sales.Beca use purchasers want to assume responsibility for their wellbeing they are currently going in the doctor’s office and informing the doctor’s concerning the infomercial and the medication that they might want to attempt. In any case, buyers don't know that they doctor prescribed medication organizations are not required to share the entirety of the reactions of the medications and it might cause genuine medical issues when shoppers can request sedates by name. As per the Centers for Disease Control and Prevention doctor prescribed medication misuse isn't a pandemic. The high utilization of physician recommended drugs has prompted a reduction use in illicit drugs.In the United States it is normal for Medical Doctors to get an attempt to close the deal from a medication organization with respect to their professionally prescribed medications and feature its numerous advantages also. This is target advertising in which medication organizations are focusing on those in the c linical field and those that are well on the way to offer the item to a customer and thusly this will prompt an expansion in tranquilize deals. This training prompts addresses identified with clinical morals in the business. Licensed innovation Protection The laws and guidelines have reinforced the licensed innovation insurance of marked drugs.One of the essential explanations behind the Intellectual Property Protection was to get the pharmaceutical world reasoning and give motivating forces for the individuals who are being creative. Items can be fixed for a predefined time allotment on the off chance that they have a patent; this means it disposes of any immediate rivalry which thus permits the innovator to set the cost of the medication and commonly they are charging as much as possible. The designer is attempting to recover all cash spent on the making of the medication while additionally making a heavy profit.The Intellectual Property Protection have expanded patent existence o f around 50 percent of all medications from 1980 to introduce which adds to physician endorsed sedate spending. A 1998 Congressional Budget Office (CBO) study demonstrated that makes will in general present new marked medications at premium costs, and afterward raise these costs. The investigation found that much after comparative marked items enter the market, sedate organizations frequently keep on expanding the cost. The moral issue is on the grounds that when the patent is extended it postpones the passageway of more affordable conventional drugs.And therefore the marked medications rule the market and the expense is passed down to the purchaser. Guidelines and Product Safety The Federal Food, Drug Administration is liable for setting up the Code of Federal Regulations which traces the standards and guidelines overseeing pharmaceuticals. The guidelines are isolated into segments and incorporate direction dependent on medicate classes. Because of every individual having shifting responses to pharmaceutical items not every reaction are identified during clinical testing.The Federal Food, Drug Administration is answerable for imparting the data to shoppers. Nonetheless, it appears to be somewhat unscrupulous in light of the fact that the huge pharmaceutical organizations don't need to share all of symptom data that may help customers in settling on its decision on whether to attempt an item or to not attempt an item. Through different survey’s it was found that shoppers are under the sentiment that pharmaceutical organizations need to have improved inner controls to guarantee their consistence with regulations.Due to doctors and pharmaceutical organizations cooperating and are reliant on each other there should be controls set up that would have a fair-minded perspective on the guidelines. The legislature should keep presenting new guidelines that will assistant in checking the connections. Direct-To â€Consumer Marketing Direct to customer is a type of publicizing that business sectors straightforwardly to purchasers bypassing the merchant. In the mid 1980’s pharmaceutical organizations gave data about physician endorsed medications to specialists and pharmacists.The Federal Drug Administration (FDA) permitted print promotions to run and the pharmaceutical organizations had incredible achievement and were then allowed to start running commercial on TV. As of now over $5 billion is spent yearly to introduce this ad to the American open by means of direct showcasing print advertisements, transmission, and on the web. There is an issue with this is the FDA doesn't deliberately screen these advertisements and the notice may really be misdirecting and the American open may not know that the promotion didn't pass the FDA check.The Office of Prescription Drug Promotion (OPDP) is required to make a move against advertisements that abuse the law and are required to make a move alongside conveying data to purchasers and represent atives in the human services industry. Professionally prescribed medication promotions brief almost 33% of Americans to get some information about a publicized medication, and 82% of the individuals who ask say their doctors suggested a medicine. The discoveries in a national review by USA TODAY, the Kaiser Family Foundation and the Harvard School of Public Health come as medication publicizing hit a record $4. 8 billion of every 2006, up from $2.6 billion in 2002.â€Å"Our study shows why the medication organizations every one of these promotions: They work,† says Drew Altman, leader of the Kaiser Foundation. â€Å"Many individuals get drugs they in any case wouldn't. While there's a discussion about whether that is something beneficial for patients, it costs the nation more. † Among individuals who mentioned a medication, 44% said doctors gave the one they got some information about, while somewhat the greater part said specialists endorsed an alternate medication. I n some cases, specialists did both. At the point when copy answers were evacuated, the survey discovered 82% of patients got some kind of prescription. (USA Today)I would make the contention against Direct-to-Consumer advertising in spite of the fact that it is by all accounts is working and returning the decisions to the consumers’ hands. My contention against the direct-to-customer commercial is just on the grounds that buyers are not being given all the fundamental insights regarding an item. Medication producers are disregarding the rules that apply to buyer instruction and are featuring just a couple on the many symptoms. Purchasers frequently won't contemplate doctor’s proposals additionally in light of the fact that they visit their PCP bearing in mind the end goal of picking up indistinguishable outcomes from what was appeared in the promoting ad.The numerous infomercials appear to support male improvements medications, for example, Cialis and Viagra which ca n confound youngsters in the event that they, see the infomercial. It ought to be the obligation of doctors to decide the best possible meds for their patients. Exacerbating Pharmacy Regulators Generally, state sheets of drug store will keep on having essential obligation regarding the everyday oversight of state-authorized drug stores that compound medications as per the states of segment 503A of the FDCA, despite the fact that FDA holds some authority over their operations.For model, the contaminated or misbranding of medications aggravated under area 503A, or bogus or deceiving proclamations in the marking or publicizing of such medications, may bring about infringement of Federal law. Firms that register with FDA as â€Å"outsourcing facilities† under segment 503B will be managed by FDA and examined by FDA as indicated by a hazard based calendar. (FDA) In the PharmaCare situation ought to have authorized the Prescription Drug User Fee Act (PDUFA) of 1992 prior. As indicat ed by Forbes magazine, to tackle this issue, Congress authorized the Prescription Drug User Fee Act (PDUFA) of 1992.PDUFA gave a system whereby charges were collected on pharmaceutical organizations for each new medication application (NDA) recorded. The incomes from these â€Å"user fees† were utilized to recruit 600 new medication commentators and care staff. These new clinical officials, scientific experts, pharmacologists, and different specialists were entrusted with freeing the accumulation from NDAs anticipating endorsement. Thusly, the FDA had the option to lessen survey times of NDAs to a year for standard NDAs and to a half year for need applications that included huge advances over existing treatment.As a consequence of PDUFA, the timing of U. S. tranquilize endorsements started to reflect that of the remainder of the world. (Forbes) If the Act was set up the pha

Business Ethics and SRI Literature review Example | Topics and Well Written Essays - 1500 words

Business Ethics and SRI - Literature audit Example This developing wonder is known as Socially Responsible Investment (Hicks,2003; Schueth, 2003) Socially Responsible Investment (SRI), otherwise called moral venture, is a speculation discipline that notwithstanding the hazard and returns issues in speculation, considers social or ecological issues. The contrast among SRI and traditional venture is the work of explicit speculation procedures. The motivation behind such procedures is to choose or bar certain benefits from venture portfolio. (Renneboog et al., 2008,p. 1723). It basically implies that ordinary speculation techniques are considered naturalâ€having money related quantifiable profit at the center. Nonetheless, SRI procedures are either socially delicate or socially dictating(Hicks,2003; Schueth, 2003) SRI has three significant unmistakable strategies, which may cover or tail each other. These are screening, activism, and cause-based speculation( Spark and Cowton,2004; Vivers, 2007) . Further, SRI might be done at individ ual just as institutional level. People ordinarily create common assets while establishments execute it through altruistic establishments and benefits reserves. Since its cutting edge rise, SRI, its systems, its phrasing and its definition have been under solid discussions ( Spark and Cowton,2004; Schueth, 2003 Hicks,2003). ... Toward the finish of this audit , I will introduce the developing significance of SRI at global level. 2. Definition and fundamental wording 2.1. Business Ethics In current writing of business morals, there are two significant streams. One expects that business will not be indecent endeavor and the subsequent that consider the ethical quality and personal responsibility at certain point at some point are inverse. ( Hicks,2003). The main gathering accept that business is flippant though second contend that on the off chance that it is irreverent it is improper ( Hicks,2003).In current stream of business morals writing second gathering is getting prevailing and either requires the act of individual qualities or even inclinations the financial specialists to assume a functioning job for the usage of those qualities into the organizations.( Hicks,2003; Schueth, 2003, Vivers, 2007). 2.2. SRI and Other Terms There are different terms speaking to the ideas of business morals. For example, S ocially Responsible Investing , social contributing, socially mindful contributing, moral contributing, strategic contributing, and twofold main concern contributing.. These terms has been utilized conversely in writing (Pan and Mardfin ,2001; Schueth, 2003;Spark and Cowton,2004). Anyway the two most regular terms are â€Å"ethical investing† and â€Å"Socially Responsible Investment† (Spark and Cowton,2004, p 46). Term â€Å"ethical investment† is moderately more seasoned one and it mirrors the way that the development was at first strictly persuaded and houses of worship assumed a crucial job in the advancement of soonest moral assets in UK, USA and Australia(Schueth, 2003; Spark and Cowton,2004). Later on, the term has steadily been supplanted by Socially Responsible Investment (SRI). Numerous individuals have reservation on the utilization of

Friday, August 21, 2020

What Kind of Editing Do I Need - The Writers For Hire

WHAT KIND OF EDITING DO I NEED? â€Å"Can you alter this?† It’s apparently probably the vaguest solicitation heard in the realm of altering and distributing. That’s in light of the fact that there are numerous sorts of altering, and they frequently mean something altogether different to each gathering in the altering relationship †the essayist and the proofreader. An essential Internet search of â€Å"types of editing† can send you into a whirlwind of phrasing debates and disarray. For instance, the Grammarly blog breaks separated formative and considerable altering into discrete definitions, while the Institute of Professional Editors utilizes another term for formative altering (basic altering), and irregularities meaningful altering into that class. The rundown continues forever. The developing ubiquity of independently publishing, has just served to add to the disarray. Regardless of whether you’re a writer looking to independently publish a book or a corporate communicator finishing a promoting handout, figuring out what level of altering your undertaking needs and adequately imparting desires to your proofreader is critical to a palatable procedure and final product, says Wintress Odom, proprietor and editorial manager in-boss at The Writers for Hire. â€Å"I can't disclose to you how often we get a bit of duplicate and are asked to, ‘Just edit it,’ or, ‘Please alter this,’† Odom says. â€Å"Most of the time, our customers have an unmistakable thought of what this way to them, yet many individuals don’t understand that those terms are utilized endlessly distinctively by various individuals, so you truly need to explain, or you could get something once more from an editorial manager that was not what you expected at all.† So how would you, as an essayist, explore the altering segment of the procedure to accomplish your ideal outcome? Let’s investigate the kinds of altering, think about covering wording, and take a gander at certain approaches to guarantee you get what you ask for from your supervisor. Altering and Proofreading Are Very Different To start with, let’s clear up some altering nuts and bolts. Altering is a procedure that shapes and alters your original copy or bit of duplicate to set it up for distributing. This can mean various things, as we will go into beneath, however it ordinarily includes key changes to angles, for example, stream, language structure and consistency. Editing, then again, is a last advance to survey your duplicate as it will be printed, with the purpose of getting any missteps that may have been made during altering. While editing is viewed as a feature of the general altering process, having your piece edited isn't equivalent to having it edited.Tweet this Levels in the Editing Process Most altering specialists use somewhere close to three and five degrees of altering, including editing as a last advance all the while. Let’s audit the fundamental classifications and a portion of the phrasing you may experience. 1. Formative altering (likewise regularly called auxiliary and meaningful altering) is the most exceptional degree of altering and could include enthusiastic revising, so you may likewise observe terms, for example, substantial altering or substance altering utilized. This is a greater picture upgrade of your original copy for style, structure and stream. For true to life, you need formative altering if your material is missing intelligent flow.â In fiction, you may require formative altering on the off chance that you need help improving plot or potentially character development.â Developmental altering will regularly incorporate modifying: Book association and subject stream. Huge picture advances. Overall complex decisions. Plotline and portrayal (fiction). 2. Line editingis at times generalized with the likes of duplicate altering beneath, yet it’s an increasingly point by point, sentence-by-sentence alter. Line altering isn’t concentrated on the comprehensive view parts of the book as in formative altering, yet it might incorporate sentence revamping to address territories, for example, Stream or pacing issues. Expulsion of areas that may not fit. Improving sentence substance, style and voice. 3. Duplicate editingis likewise a sentence-by-sentence alter, however increasingly specialized in nature, concentrating on tidying up your duplicate to set it up for distributing. On the off chance that you are content with the association and stream of your piece and think it is prepared for specialized cleaning, for example, sentence structure and accentuation, this might be the correct degree of altering for you. Not all editors concede to what copyediting involves, however regular administrations may incorporate fixing: Blunders and irregularities in style (like the Oxford comma or hyphenation consistency) Blunders in dates, URLs, page numbers or other appropriate subtleties. Rehashed realities. Inner logical inconsistencies inside the piece. 4. Editing In the event that you address an essayist, editing regularly incorporates fixing mistakes and syntactic blunders, just as all or a few of the things tune in duplicate altering (above). Anyway for a distributer, editing is very different.â Proofreading for distributers happens simply after definite design, and is expected to get any blunders made during the format procedure, for example, Missing words or sentences. Odd line breaks or picture arranging. Missing pages or page numbers. Figuring out Which Level You Need As should be obvious, even inside these four classes, there are many covering and conversely utilized terms inside these levels, and your supervisor may separate them in an unexpected way. In his work with independent creators, Friedlander thinks that its valuable to disentangle by partitioning altering into two zones of need †the data (for fiction, the story) and the duplicate. â€Å"If you think your book has issues with the manner in which it streams, it isn’t very complete and you’re not certain how it analyzes to other comparative books †¦ in the market, at that point talk with a formative editorial manager about what you have to shape your book,† he says. â€Å"If you’re effectively over that part, you recognize what ought to be in the book, you’ve composed books previously and you’re happy with the manner in which the data streams, at that point converse with your editorial manager about setting up the book for distribution with a duplicate edit.† Odom concurs that an interview with your proofreader itemizing your requirements is the best methodology. The key is understanding the general terms out there, and explaining what that way to your supervisor as it identifies with your particular task. To help direct your discussion, Odom suggests asking yourself these inquiries: What are my objectives with the altering procedure? What are my greatest concerns? Am I content with the book’s in general part association? Does the coherent stream need assistance (for example does it bode well)? Does the elaborate stream need assistance (for example is it inconvenient to peruse)? Am I alright with a supervisor revamping enormous segments of my original copy? Would I lean toward that the supervisor stick to fixing heinous mistakes, leaving the original copy basically with no guarantees? Do I need my proofreader to fix style inconsistences, (for example, working out numbers or consistency in capitalization decisions)? Does the proofreader need to actuality check for me? Provided that this is true, what sorts of realities (for example spellings of spots, chronicled dates, explicit magazine cites)? The facts demonstrate that the altering procedure can be befuddling. With a comprehension of the subtleties and variations that go into altering, however, you can arm yourself with the vital devices to make the relationship with your proofreader a fruitful one. This will, thus, bring about an increasingly fruitful result for your undertaking.

Tuesday, August 4, 2020

Can You Negotiate With Your Creditors

Can You Negotiate With Your Creditors Can You Negotiate With Your Creditors? Can You Negotiate With Your Creditors?Yes, you can negotiate with your creditors, but make sure you do your homework first.We’ve all got bills we have to pay. And sometimes we don’t have all the money we need to pay them. So what’s the solution?Well, if you have good credit, you can get a personal loan at reasonable rates. If you don’t have good credit, you might consider a bad credit loan or a no credit check loan, but those tend to have high interest rates and, if they’re a payday loan, very short payment terms.And besides, taking out another  loan or a credit card cash advance to pay your bills wont really solve your problem. Itll just leave you with another bill you aren’t sure how to pay.Is it worth trying to negotiate with your creditors? And if so, what would be the best way to do so? Read on to find out!The first step is admitting you have a problem.Wouldn’t it be nice if your creditors just … stopped calling about your missing payments? Maybe if you just igno re them for long enough, they’ll forget you exist. Most creditors are goldfish, right?As Jonas Sickler, marketing director for ReputationManagement.com (@repmgmt_com), told us: “Burying your head in the sand will make it worse, not better.”And why is that? Because when your creditors stop calling, it isn’t because they’ve forgotten about your debt. It’s because they’ve turned it over to a debt collector who will start calling you instead.So did anything change? Yep. Your credit did, and not in a good way.“One of the most important debts to negotiate is collections,” says Sickler. “Having debt in collections can do significant damage to your financial reputationâ€"affecting everything from your ability to get a car to a business loan, so its essential to resolve these issues rather than ignore them. Fortunately, you do have some bargaining power at your disposal.”So how do you deal with the people to whom you owe money, collections or otherwise?(Related reading:  What Debt Collectors Can and Can’t Do.)What’s realistic for you?Once you’ve accepted that you’re going to have to deal with these debts, it’s time to figure out what your “dealing with it” budget looks like.Here’s how author, financial educator, and friend of the Financial Sense Blog Gerri Detweiler (@GerriDetweiler) put it for us:“Know what you can afford. This may sound obvious, but many people dont really go into a discussion with a creditor understanding how much they can afford to pay on each debt. Before you make that call, you need to carefully review your spending to figure out the most you can afford to pay and still be able to pay essential bills like rent, utilities, or gas for your car.”Once you have a realistic sense of your financial situation, it’s negotiation time.Know what to expect.Now that you know what your own situation is, it’s time to learn your creditors situation too.First of all, know what they aren’t going to offer you. “Under stand how it works,” advised Detweiler. “If you are able to afford your minimum payment each month then it is unlikely your creditor will reduce your payment as long as you are continuing to pay that amount. In other words, they arent going to let you pay less than you owe unless there is a clear risk that you are going to not pay them at all.”Detweiler also explained that, even if the person you’re talking to wants to help you, they may be limited in their ability to do so: “Creditors tend to be very policy-driven. In other words, they will have their own internal guidelines that cover when and how they can reduce interest rates or payments in hardship situations. Your main goal,  therefore, will be to get them to explain the options available to you.”So you know what your situation is. You know what they can potentially offer you. Now how can you increase your odds of getting that thing or thing?Use your leverage.Creditors are, for the most part, businesspeople, and th at means they don’t want to lose money. They’d rather get some of the money you owe them than none, especially if it means they don’t have to spend money on lawyers.“Creditors want to collect as much as possible,” advised Detweiler. “Youll have the most leverage if you are falling behind on payments. However, that will damage your credit scores. Its a trade-off.“If you are not already falling behind but you think its likely in the future, you may want to talk with a credit counseling agency. If you are already falling behind on payments, then you may want to look into debt settlement or even bankruptcy.“You may have a lot more leverage with a debt collector. Debt collectors often negotiate debts and may be willing to accept less than the full balance. The older the debt, the easier it is to negotiate a smaller payment because they know the likelihood of collecting becomes slimmer as the debt becomes older. Just make sure you first check the statute of limitations on the debt. Agreeing to pay the debt or making a payment of the debt of any size may restart the statute of limitations, allowing them to sue you to collect.”And whatever agreement you are able to reach, there’s something you’ll want to be certain to do:“Never, and I mean never, schedule a single payment without having a written letter of intent,” warned Sickler. “This letter must state the total amount of debt owed, the total payment you are making to the creditor, and a statement certifying that the processing of the payment signifies payment in full for the entire outstanding debt. This is crucial. Not only do you want the debt resolved, but you need your credit report to show it as paid in full.”(Related Reading:  How Do You Contest Errors On Your Credit Report?)What if your creditor stonewalls?Some creditors will simply not be receptive to any negotiation. So what can you do?“Dont be surprised if your creditor doesnt offer a significant relief, even though it make s sense to you that they should do so,” said Detweiler. “Creditors have their own internal policies that they must follow when consumers make these kinds of requests. Dont take it personally. If you cant get your creditor to work with you, consider talking with a credit counseling agency or a bankruptcy attorney.”It’s not a good situation to find yourself in, but if you’re behind on your payments, there are some options. Hopefully, this guide helped you get a sense of what they are. Good luck!To learn more about dealing with debt, check out these related posts and articles from OppLoans:The OppLoans Guide to Consolidating Student Loan DebtWant to Avoid No Credit Check Loans? Build an Emergency FundAre Balance Transfers a Good Way to Pay Down Debt?Have you ever negotiated directly with a creditor? We want to hear about it!  You can  email us  or you can find us on  Facebook  and  Twitter.ContributorsGerri Detweiler (@GerriDetweiler) is the education director for Nav, which helps business owners build business credit for free. She is also the coauthor of a free Kindle ebook:  Debt Collection Answers: How To Use Debt Collection Laws To Protect Your Rights.Jonas Sickler  is responsible for building and executing the digital marketing strategy at  ReputationManagement.com (@repmgmt_com). The broad scope of his role encompasses strategic content creation, web analytics, and developing and deploying targeted digital campaigns from concept to completion.

Monday, June 22, 2020

Sexism in Slavery The Significance of Laboring Women - Literature Essay Samples

It seems contradictory that a person could simultaneously be treated as both completely worthless and completely inexpendable. Despite the paradoxical nature of this statement, it perfectly describes the plight of black women in early American slavery. Female slaves, though legally regarded as property, were vitally needed for not only their physical labor, but their biological capability to reproduce. Women were a highly exploited group of people that, while they were given no rights, identities, or sympathy, formed the foundation of the institution of New World slavery itself. The book Laboring Women by Jennifer L. Morgan details the specific struggles that a woman, and a woman alone, would have to face during her life as a slave. While some historical accounts tend to lump males and females together when discussing slavery, Morgan goes into detail about how the female slave experience specifically affected and defined the institution of slavery. Her argument shows that a deeper un derstanding of the female slave experience, specifically concerning their reproductive potential, can lend a hand to understanding the culture and psychology of a slave-owning society as a whole. In Laboring Women, Morgan makes a point to challenge existing historical analyses of southern slavery by arguing that reproduction and motherhood in slavery was not only evidence of the exploitation of female slaves, but in fact central to understanding society at the time. Morgan calls her research a â€Å"study of†¦ the impact of slavery on women’s lives and the impact of women on the development of slavery†. The author’s study starts from the very beginning of the life experience of a female slave, from before she even arrived in America. It begins with an evaluation of how an African woman was perceived. The overtly sexual descriptions of African women by European travelers set up the expectations of a black female in slavery. A black woman challenged the standards of conventional beauty and â€Å"embodied a deep threat to patriarchy† that invoked white men with a need to control her. Not only were they desired as laborers, but as sexual beings an d objects of pleasure who, conveniently, had the biological ability to produce more free labor as a result of sex. This was based on a white man’s privilege of seeing a slave as lesser than himself. Being a woman in a society dominated by wealthy white men was a challenge enough- the objectification of enslaved women in particular was a direct result of the disregard for the physical and mental health of African Americans. In other words, slaveowners did not care if bearing child after child negatively affected the slave woman’s body. She was an object and a piece of property- a slave owner would do with a slave whatever he desired with no regard to humanity. The research of Jennifer L. Morgan attempts to explain how womanhood and white supremacy need to be studied in conjunction for a better understanding of racial division. A piece of information that tends to go undervalued in discussions of slavery is the extent to which slave owners needed and depended upon the labor of their slaves, particularly the women, as they were not only involved in hard labor but worked as nurses, caretakers, and housekeepers. Morgan fiercely argues that the entire framework of slavery lies upon the slave owner’s dehumanization of their female slaves and the way they exploited them to reap all their benefits, both physical and ideological. Though it is important to recognize how crucial the reproductive system was to the institution of slavery, the author also implies that women are simply forces to be reckoned with, which explains why they were forcibly locked in a cycle of bondage by upper class males- to control them and to maintain power. Slave women, with their previously mentioned threat to the strength of the patriarchy, were victims of so much physical and sexual violence and yet expected to provide not only c hildren, but care for those children, as well as the white children of some slaveowners. So much power and potential resided in the hands of slave women that Morgan makes sure to end her investigation with remarks on the ways women fought back against their male oppressors. One of these ways was referred to as a â€Å"gynecological revolt†, in which women purposefully â€Å"withheld reproductive capabilities†. Reproduction as a resistive force was a specific way that women, and exclusively women, could act in spite of their owners. Similarly, a slave women may run away and symbolically take her children with her, stealing from her owner not only her own labor, but the labor her children could have potentially provided a slaveowner. As emotionally and physically draining as it was to be a slave woman, they still harbored a fierce maternal love for their offspring, and the â€Å"intensity of their desire to protect themselves and their children is self-evident† through the specific testaments Morgan utilizes in her research as she provides accounts of women who ran from their plantations and sought refuge in the North for themselves and their children. Throughout her account, Morgan makes it apparent over and over again that studying sex as part of the core of slavery, rather than a separate element, fills gaps in historical analyses of slavery as a whole. Morgan wrote a compelling investigation; after all, a book about the experiences of a woman is, arguably, most accurately told by a woman, and the feminist drive of the book made it validating to read. Yet these features can also prompt the reader to reflect on the modern experiences of women, especially women of color and women who live today under the most inhumane conditions, such as women caught in the world of sex trafficking. Even today, we still have far to go.